Fast, Flexible Financing for Real Estate Developers
Close your next deal in days, not months. No credit checks, no income docs — just fast, equity-based lending built for real estate developers.
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Years Operating
Project Success Rate
Avg. Loan Size
Repeat Borrower Rate
Find the Right Loan for Your Project
From construction loans to bridge loans, we fund every type of real estate project — fast, flexible, and without the bank bureaucracy.
Construction Loans
Quick financing for construction projects with flexible terms and fast approvals.
Commercial Real Estate Loans
Equity-based lending for commercial real estate deals of all sizes.
Land Development Loans
Fast capital for land acquisition and development projects.
Blanket Loans
One mortgage across multiple properties. Simplify your portfolio financing.
Bridge Loans
Quick interim capital when timing matters. Close fast and refinance later.
Fix & Flip Loans
Fast funding for renovation projects. In, out, and onto the next deal.
Get Funded in 3 Simple Steps
No credit checks, no income docs, no delays — just a fast, straightforward path to funding.
Apply
Fill out a quick inquiry form. No lengthy paperwork, just the basics about your deal.
Deal Review
We review your equity and project details. If it's a fit, we move forward and get the deal done.
Receive Funds
Once approved, funds are released quickly so you can close on time and move forward.
Why Developers Choose PPL
Fast Approval Process
We make fast decisions and get you from application to approval faster than any traditional lender.
Direct Private Mortgage Lender
We are a direct private mortgage lender, meaning you deal directly with the decision maker. No brokers, no middlemen, no unnecessary delays.
10+ Years of Proven Results
Over 10 years, we have successfully loaned hundreds of private mortgages to real estate developers in Alberta and BC.
Pure Equity-Based Lending
Our lending decisions are based entirely on the equity and strength of the deal, not your credit score or income history.
80% Repeat Borrower Rate
When developers find a lender that delivers, they come back. 80% of ours do.
See If Your Project Fits
Here's what a typical deal looks like with us. Scan the parameters below and see if your project fits. If you're close but not quite there, reach out anyway. We're happy to take a look.
Loan Sizes
Our private mortgages range from $100k to $1.5M.
LTV Ratios
We lend up to 80% loan to property value.
Areas
We lend on properties located in Alberta and British Columbia.
Mortgage Term
Our mortgage terms range from 2 months to 2 years.
Got a Deal in Mind?
We move quickly. Fill out a short application and hear back within 12 hours.
Apply Now
Bridge Loans Built for Developers
A bridge loan gives developers fast access to short-term capital when a deal can't afford to wait. Banks move slowly and demand paperwork that has nothing to do with the property in front of them.
We do things differently. Lending decisions are based purely on the equity in the property, making the process faster and far simpler from the start.
Short-Term Structure:Flexible terms from 3 to 12 months, built around your project timeline.
Interest-Only Payments:Manageable payment structure throughout the term, with a balloon payment at maturity.
Fast Approvals:We move quickly so your deal doesn't sit waiting on a decision.
- 400kAvg. Loan Size
- 100+Projects Funded
- 70%LTV Offered
- 24hrsAvg. Approval Time
Common Questions Answered
We've funded deals in as little as 24 hours. Because we lend based on property equity rather than credit scores or income documentation, there's far less standing between your inquiry and a funded loan. No waiting on bank committees, no lengthy underwriting queues.
Our lending decisions are based on the following:
Location: BC and Alberta only
Property Types: Residential, commercial, land, and mixed-use
Loan Terms: Short-term mortgages ranging from 2 months to 2 years
Max LTV: Up to 80% loan-to-value
Loan Amounts: $100,000 to $1,500,000
Mortgage Position: First and second mortgages considered
No credit checks, no income verification — just the property and the equity in it.
We lend on virtually any property type. Residential, commercial, land, mixed-use — if it has equity, we can lend on it.
We lend between $100,000 and $1,500,000, with an average loan size of $400,000. If your deal falls within that range and the equity is there, we want to hear from you.
The process is straightforward. Fill out the inquiry form and we'll get back to you within 12 hours. From there, we review your deal and if it meets our lending criteria, we move quickly to get you funded. No bureaucratic hoops, just a simple process designed to get capital in your hands as fast as possible.
Hear From Our Borrowers
With a 80% repeat borrower rate and a 100% project success rate, the results speak for themselves. Here's what our borrowers have to say.
PPL Mortgages delivered exactly when timing mattered. Clear terms, fast approvals, and professional execution made the entire financing process smooth and predictable from start to funding.
JJeffrey G.Property DeveloperTheir equity-based approach effectively eliminated delays we faced with banks. We secured funding quickly and closed our project on schedule without unnecessary paperwork or uncertainty.
KKofi A.Property DeveloperFrom initial call to funding, the overall experience was efficient and transparent. PPL understands development timelines and structures financing to support real-world projects effectively.
AAzell M.Property Developer
Let's Get Your Deal Done
Fill out the form with the basics about your deal and we'll be in touch within 12 hours.
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